Buying Used Furniture - My Search for a Comfy Reading Chair

I've tweeted about my growing obsession with creating a little corner with the perfect reading light, the perfect side table, and the perfect reading chair ... something that is sorta like my favorite chair at Barnes & Noble. 

Now, I'm off to find the chair and I thought I'd share how this trek is working out.

I've already surfed the web quite a bit, and yepper -- there's lots and lots of chairs online.  I've checked new ones in clearance and old ones in vintage.  I've looked over EBay, too.  The problem is, I need to test out my chair.  It's got to be a cozy fit, and what with shipping charges there's no way that I'm going to test driving chair after chair from these online options.

So, I'm left to scour the city. 

I've begun my roaming thru my favorite furniture consignment shops.  So far, nothing's been just right (call me Goldilocks, I'm that picky here) but that's par for shopping consignment.  You learn to check their inventory every so often, because it's always changing and never the same.  I'm writing up a little description of My Perfect Reading Chair, and I'm going to leave it with these stores so hopefully, they'll call me when something hits their docks.  I keep my fingers crossed.

I've also started going by a couple of resale places that provide funds for charities.  Boysville has a local resale shop that can be great or horrid, depending on the day.  Salvation Army has a pretty reliable used ("reconditioned") furniture store, and I'm going to pop in there later today. 

Finally, there are the estate sales, garage sales, and the like.  I'm pondering these but I'll need my friend S and S's big humungo SUV for these treks.  You gotta tote away your finds here, and My Perfect Reading Chair won't fit in my car.  No way, no how.

I'll keep you posted. 

Happiness Prevents Heart Disease According to New Study

In today's news, there's a lot of media coverage of a new research study done by American researchers and published in the European Heart Journal that happiness prevents heart disease.

In other words, happy people don't get heart attacks, according to these findings.

Now, we've already heard about eating more fruits and veggies, eating whole grains, and avoiding bad fats to avoid heart disease.  And there was recent news coverage of another study that pointed to adequate levels of Vitamin D as preventing both heart attacks and diabetes. 

Well, seems to me that living a life of simplicity could be said to prevent heart disease, too.  Living a simple life, as least as I've been doing it, means things like:

Getting some sunshine every day (sunshine is an excellent source of Vitamin D);
Eating lots of fresh vegetables and fruits (even juicing them);
Getting stress out of your life (and keeping it out); and
choosing to live a life that is peaceful, focused, and appreciative of daily blessings.

How to Buy Gold - Should You Prepare for an Economic Collapse, Like Mike Pitts Foresees?

South Carolina Representative Mike Pitts has made the national news this week with his introduction of a proposed law to that state's legislature that gold and silver coins replace the Federal Reserve Notes we all use for cash within his fair state as its legal currency.   It seems Representative Pitts fears that those dollar bills are too risky - that if the federal government were to collapse, then they would be worthless paper.  

It's happened before.  It happened in Germany after World War I (they were printing money like crazy, it became worthless).  It happened in the American South after the Confederacy lost the War Between the States.  The Civil War victory by the North mean all those confederate dollars were worthless. 

So, what if you're fearful -- or maybe feeling that the prudent thing to do would be to buy some gold (or silver)?  Maybe you think that investing in gold (or silver) just seems like a good idea in these uncertain times, but you're not sure what to do.  How do you do it? There's not exactly a gold section at the grocery store (yet). 

Here's what I've learned about how to buy gold:

1.  buy coins, not jewelry.  Coins are more liquid, they're easier to use as currency -- because they ARE.

2.  buy the American Buffalo Gold coin because it is labelled with the federal mint's guarantee that it is pure 24 carat gold (the American Eagle coin, for example, is not pure gold -- it also contains other stuff).

3.  do your research to find the best prices.  Web searches can reveal various places like Northwest Territorial Mint that will sell you the Buffalo coin and you can also go to the U.S. Mint website to discover a list of local gold dealers in your area that will sell you a Buffalo coin. 

Today, you could buy a single American Buffalo gold coin from NW Territorial Mint for $1303.17.  It weighs 1 ounce and is .9999 pure gold.  They also sell nice charms and necklaces so these can be incorporated into jewelry pieces.  The US Mint site had the same coin for $1360.00, the "collector's edition," which brings the coin to you in a nice hardwood box. 

It's recommended that you never buy gold that is over 7% the "spot price of gold."  Otherwise known as the cash price. 

4. buy from a reputable dealer.  There are some shady characters out there, and it's wise to buy your gold from someone who's been in the business at least 10 years, and make sure your seller buys his product from wholesalers supplied directly by the U.S. Mint.  Check for membership in either the Professional Numismatists Guild (PNG) or American Numismatic Association (ANA).  You prefer a PNG member but if there's not one in your area, then go with a member of ANA.  Buy in person, and get references on the dealer as well as visiting his shop and talking with him before you start doing business.  Trust your gut.

5. have a plan in advance on where you're going to keep your gold coins.  The safety deposit box you have down at the bank isn't the perfect haven for coins or other currency -- you're not covered by the FDIC policy for any losses from someone stealing from your safety deposit box.  (And this isn't just bandits wearing hooded masks, more often these losses happen when someone legally accesses a safety deposit box as a signatory on a power of attorney and falls prey to the temptation to swipe stuff.)