Showing posts with label 2011 Economic Crisis. Show all posts
Showing posts with label 2011 Economic Crisis. Show all posts

October 31, 2011

Angel Food Ministries Is No More - And There's No Ready Replacement

Angel Food Ministries did a great service for a lot of people all over the country, and it's sad to learn that Angel Food has stopped operations.  They provided great, restaurant-quality food to folk at a very reasonable price, no questions asked. 

I personally saw Angel Food make a difference in the holiday meals of several families when I worked with abused and neglected kids at the local CPS Children's Court.  Single moms were particularly happy with the chicken nuggets, as I recall -- the kids loved them.  Loved them.  And, another great thing about Angel Food is that distribution routed all around town, via local churches and a network of volunteers, so it was never that difficult for the moms to get to the monthly pickup with their baskets and Styrofoam coolers. 

There was a pride thing, too.  Angel Food didn't ask for income information or stuff like that -- if you wanted to participate, then you were welcome to do so.  For example, I knew of several school teachers that took advantage of the Angel Food packages as times got tight and tighter, especially their holiday packages. 

I swayed more than one CPS teen mom to try Angel Food after sharing that they wouldn't be asked money questions and that they might be in line next to a teacher.  No, not all these CPS parents are strung-out druggies: some are just young, uneducated, alone, and overwhelmed, and with some pride to protect.  Angel Food was top of the line stuff, at about half the price of retail. 

So, today, I'm sad to hear that Angel Food is no more and I'm hopeful that something just like it will pop up to serve the community; Angel Food wasn't the same as the food bank,  it would have been much more difficult to get those teen moms to go to the food bank than to the local church for Angel Food. 

There's talk of another organization filling this gap:  One Harvest Food Ministeries.  They are planning on starting food distribution akin to Angel Food next month (November 19th) and hope to go national within the year. 

Let's hope and pray that One Harvest Food has great success. 



October 7, 2011

99 Money Saving Tips Featured by Time Magazine: Frugal is So Trendy

Today you can read an article online entitled, "99 Money Tips: Save on Concerts, Smartphone Plans, Auto Expenses, DIY Projects, and Debt Collector Confrontations," written by Brad Tuttle for Time Magazine.  It's got some good stuff in it, such as:

  • a higher price doesn't mean better quality, so research at places like Consumer Reports
  • never get cash advances on your credit card (that money is too expensive)
  • fix things that break (if you can), don't just dump them and run to the store
  • get the cheapest phone service you can
Another thing altogether -- this article is a part of Time's Smart Spending section.  So, frugal really is trendy.  Sure, the bad economy has a lot to do with this, but it's nice to think that Americans are being more frugal with their money because, from a simplifier's point of view, there's a lot of good stuff that comes from this.  Like:

  • Cook at home, it's relaxing. 
  • Family meal time, good for all. 
  • Family game night, even better. 
  • Walk instead of drive, great. 
  • Borrow books at the library, you discover treasures. 
  • Discover free adventures: geocaching, free museum nights, nearby trails and all that wildlife ....

These are a few examples of all the good good stuff that no one will ever find, shopping at the mall or eating at their local restaurant (or driving in between).

There's a lot of good to be found in this bad economy. 


October 6, 2011

WSJ Writes of "Forever Frugal" Trend - But Misses the Point That Many Choose Frugal as a Better Lifestyle

In the Wall Street Journal today, there's an article written by Ann Zimmerman entitled, "Frontier of Frugality: Retailers Face Reality That Many People Can't Trade Back Up," and it's filled with information from the American retailers' perspective.  WalMart is experiencing lots of shopping tied to when folk get their paychecks; retailers are seeing lots of shopping with coupons; people aren't jumping to buy premium labels like they used to do.

I find it interesting that there's something missing here (though they tip their hat to this at the end of the piece):  the reality that living simply is a lifestyle choice for many.  For others that have had to change their lifestyles because of unemployment, illness, or just fear that their stock prices are going to crater, it can come as a very nice surprise that living differently is not so bad.  There are people in this country who were forced into frugality by a sudden change in circumstances and are sold on not going back to their old ways, even when they can do so. 

Couponing feels good for those who do it.  It's a rush to save a buck - today on Coupon Mom's email, for example, I saw free Colgate toothpaste and free Cover Girl cosmetics at Target; 6 freebies worth $41 at RiteAid; and 5 freebies worth $52 at Walgreens (she's got lots more deals if you're interested). 

Heck, I want my free Colgate toothpaste at Target -- and it's not because I'm scrimping pennies here, it's because it's FREE.  It's like a little gift, a little treat.  To Reba, From Target.  I like this. 

I like free.  You probably do, too. 

I also like the idea of saving money on my food budget.  But I'm not doing this because of the money.  Long ago, I would spend a shocking amount of my disposable income on fast food or restaurant fare.  It was not good for my pocketbook.  More importantly, it was not good for my BODY.  Now, I shop with a list and a menu planned out -- and I save lots of dough.  Bigger deal: I know what I'm eating.  I'm eating organic, I'm not cooking in aluminum, and I'm washing my lettuce. 

If I do this near a payday, are retailers thinking that I'm cutting back because of the economy?  Maybe.  And, sure, some folk are. Times are tough, and there are lots of people in financial distress in this country.

I don't know that they are all setting around, depressed that they can't buy retail, though.  Which is part of the tone that I read in the retailers' discussion. 

I have changed the way that I spend money because I have found a higher quality of life by doing so.  I am not alone.  My grocery bill is less, not because I'm money-motivated, but because I'm eating fresh food, I'm cooking at home, and I'm not falling prey to advertising siren songs. 


Does this make me "forever frugal"?  Yes, I think so.  Does this mean that maybe Americans are sick and tired of being endoctrinated into materialism?  We'll see. 


September 7, 2011

Simplifying Your Thoughts: Simple Living Means Fighting Against Stress and the Thoughts that Cause It

Tonight, there's the big Republican debate between the presidential candidates and tomorrow, President Obama is going to address the nation on the unemployment crisis - and media rumors are that this will include spending more money.  Lots more money.

Next week, we honor the 10 year anniversary of 9-11.  Last week, we had hurricanes on the East Coast and earthquakes on the West Coast, and even as I type this, hundreds of thousands of areas of beautiful, piney hillsides near Bastrop, Texas (not that far from me, as the crow flies) are burning in an uncontrolled fire.  Was it caused by the drought? By arson?  What about all the wildlife and the homes and the families?

The Scream - Edvard Munch


It's all cause for stress.  

Stress, big stress.  And that's before you take it down a notch and start wondering about your own circumstances.  Finances, health, relationships, savings, investments, rising prices, what the future might hold.

There is a lot to think about, and lots of people are swirling those thoughts around in their minds without realizing that you have the power to decide what you will think about -- and that you need to do this.

It's accepted by most everyone these days that stress will make you sick.  Keep it up, and it can kill you.  (For details, check out lots about acute stress and chronic stress at WebMD.)


And what is stress?  It's your body reacting to what you are thinking.

Simplifying your life involves more than being frugal with your purchases or going green with your environment or becoming vegetarian in your diet ... simple living means having peace and joy and strength in your attitude.

How do you do that?  You become proactive about what you are thinking about and you stop letting your mind run willy-nilly over whatever scary things it wants to ponder.  Yes, you can do this and it doesn't mean that you become brainwashed or live a zombie's existence.

Simple Living Between Your Ears:  How to Fight Stress With Simplicity

I don't do this as well as I'd like, but I'm much better at it than I was long ago.  Here are some of the things that have worked for me:

1.  I stop myself every so often, and pay attention to the thoughts that have been bouncing around in my head.  Am I worrying about something?  Am I angry about something?  Am I afraid?  Then, I take hold of those thoughts and resolve them.

2.  I speak out loud to myself if this is needed.  For example, I forgot to mail in my car registration and here it was, September, and I've suddenly got an expired tag on my windshield.  My thoughts just baked themselves into a big pie of pressure, and once I realized that I was fretting about this in my head, it all stopped when I said to myself, "I will not get a ticket on the way to getting my car sticker, and if I do, then I'll just pay it.  This isn't worth getting upset over, I'll just deal with it - whatever happens." 

3.  I don't watch TV news, I read my news online.  Maybe it's still inflated and spun, but it's less stressful for me than all those talking heads who seem to vie for who can be more thrilling, for lack of a better word, as they ramble on about the latest horrific event.

4.  I pray and I read my Bible, renewing my mind with scripture.  There's a reason why so many have read this book for so long, there is true comfort and strength in its pages.  I think even non-believers can find good counsel in words like these:  "[a]nd now, dear brothers and sisters, one final thing. Fix your thoughts on what is true, and honorable, and right, and pure, and lovely, and admirable. Think about things that are excellent and worthy of praise." (Phil 4:8 NLT).

5.  I read about stress and thoughts to learn more about how thoughts do impact my physical health.  There's lots on this:  medical research (see this UCLA study); books on brain function and stress (see Who Switched off My Brain by Dr. Carolyn Leaf); and books on how diet and exercise are powerful tools against stress, promoting clear thinking and proper hormone balance (see the Hormone Diet by Natasha Turner ND).

One of the great things about living simply is knowing that you can control your lifestyle - even if there are others that don't understand why you are choosing that different drummer.  A big part of that change is internal, becoming a person of independent thought.

Some Days Will Eat You, Some Days You'll Eat the Bear.  

As Jane Armatrading once sang (listen here), some days the bear will eat you, some days you'll eat the bear.  We're all a work in process.

Hang in there, fight that stress, and if you need to see it on the screen, remember this:

Everything is going to be alright.  

(image from Wikimedia Commons, public domain)


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